Expanding a Restaurant With Limited Cash Flow
Funds in
72 hours
Outcome
Trading in 2 months
The Challenge
Imagine you run a family restaurant that has outgrown its current premises. You have found a larger site nearby and need to fund a full refurbishment - new kitchen, extended dining area and upgraded electrics - before the new site can trade. Your business has strong bookings and a loyal customer base but limited liquid cash due to seasonal trading patterns. Traditional lenders have been slow to respond and you need to move quickly.
How This Could Work
A commercial bridge loan secured against your existing premises could cover the full refurbishment cost, giving you a 12-month term to complete the works, begin trading from the new site and refinance onto a commercial mortgage. As a whole-of-market broker, Seven Hills Capital Group would search every bridging lender to find the right rate and structure for your situation - and identify which lenders move fastest for this type of transaction.
The Potential Outcome
Funds in place within 72 hours. Refurbishment completed on schedule. New site trading within two months. Bridge repaid through a commercial mortgage arranged on completion.
This is an illustrative example only. Not a guarantee of outcome. All finance is subject to status and individual lender criteria.
Could This Work For You?
Our team will tell you honestly in one conversation whether this is the right product for your situation - and if not, what is.
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